Which credit report do I pull?

Discussion in 'Credit Talk' started by emailgirl, Apr 10, 2003.

  1. emailgirl

    emailgirl Member

    I am SO excited!!! We are meeting monday to file chpt 13. Interviewed with serval attnys on phone, and am really excited about the person we are meeting with!!!!

    I would like to pull a credit report for myself, to make sure I have EVERY debt listed on the file. I know it lowers our score every time it is pulled, but looks like we are dooming it monday anyway :)

    Can it be pulled online? Is there a place to pull it for free? Should I contact ATTNy before I do this?


    Thanks!!
     
  2. aaron24

    aaron24 Well-Known Member

    excited? i guess thats a way you can take it. lol.
     
  3. kelcol

    kelcol Well-Known Member

    www.privacyguard.com pulls all three for $1 for 3 months and $89 after that. It doesn't hurt your score for you to pull one of your reports this way - its a soft inquiry as opposed to a hard (creditor pulls) Good luck!
     
  4. exotic

    exotic Well-Known Member

    YES YOU CAN PULL YOUR CREDIT REPORTS ONLINE

    Why are you excited?

    Hey, your scores should NOT GO DOWN if you pull your own credit report, the only time your score will go down is if you apply for credit, such as credit cards, mortgages, insurance ect.

    You SHOULD PULL ALL THREE of your CREDIT REPORTS, but sometimes all debt is not listed on the credit reports, make sure you have old statements or bills so you wont leave anything out, here are the links to credit reporting agency:


    www.equifax.com

    www.experian.com

    www.transunion.com

    Good Luck on Monday! =)
     
  5. emailgirl

    emailgirl Member

    yes....excited to make a decision...anything to help take the pressures off our family, and get us back on our feet.


    I thought that is what this forum was about...helping and supporting others when they are in a mess and needing guidance - not smart remarks.

    You are here for a reason....and I am sure you would not like smart remarks made towards you.
     
  6. emailgirl

    emailgirl Member

    But thank you to the others that replied to my post that so graciously provided information to help me :)
     
  7. kelcol

    kelcol Well-Known Member

    LOL u go girl!
     

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