which does fico consider as worse? i got my tu fico report online and it has a section for collection accounts and a section for account delinquencies. i have a colleciton account that is listed under accounts with the good my good tradelines, but it's just paid after charge off. it is not listed with my other collection in the collection accounts area. so i am wondering what i should do about this? if i dispute as 'wrong account type' will they just change it? or does it even matter? i can't get it deleted through cra disputes, but i am doing d/v right now... i just wonder which kind of delinquency does fico consider worse?
I don't think it matters. As far as FICO is concerned, one "aw-$hit" wipes out all previous "attaboys"
