Which issuers use Equifax?

Discussion in 'Credit Talk' started by Eric, Apr 11, 2000.

  1. Eric

    Eric Guest

    Which credit card issuers use Equifax exclusively for initial credit approval?

    I have looked at the Credit Mania list, but only see a couple there.

    Anyone have any more?
  2. chriss

    chriss Guest

    what co's uses only equifax that you found?
  3. Eric

    Eric Guest

    According to the creditmania list (http://www.creditmania.com/cconline.htm#list1):

    JC Penny
    Sunoco (Experian also)
    Citibank (Equifax or TransUnion)
    Associates Capitol Bank
    Dept. Stores where WFNNB is creditor
    Circuit City
    GE Capitol
    Ford Motor Credit

    Anyone know when Citibank uses TransUnion instead of Equifax? I'm in New England.
  4. Michelle

    Michelle Guest

    What kind of scores do these people look for when deciding to issue credit? My equifax score is my highest.

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