These are the entries for the same debt: Account Name: CAVALRY PORTFOLIO SERV Account Number: XXXXXXXX2055 Acct Type: Collection Department / Agency / Attorney Acct Status: Closed Monthly Payment: Date Open: 4/1/2004 Balance: $2,317.00 Terms: 1 Month High Balance: Limit: Past Due: $2,317.00 Payment Status: Seriously past due date / assigned to attorney, collection agency, or credit grantor's internal collection department ------------------------------------------------ Account Name: MBNA AMERICA BANK NA Account Number: XXXXXXXX4386 Acct Type: Credit Card - Revolving Terms Acct Status: Closed Monthly Payment: Date Open: 10/1/2001 Balance: Terms: Revolving High Balance: Limit: $1,500.00 Past Due: $0.00 Payment Status: Charge-off Comments: Transferred to another lender or claim purchased 24-Month Payment History ? Legend Date: Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar 02 02 02 02 02 02 02 02 02 03 03 03 03 03 03 03 03 03 03 03 03 04 04 04 OK OK OK OK OK OK OK OK OK OK OK 30 60 OK OK OK 30 60 90 120 120 120 CO CO ---------------------------------------------------------- I'm thinking the collection account is more harmful. Is this strategy decent? Demand validation from Calvary. Dispute the MBNA entry as never late.
dispute both as not mine, you never had an account with calvary did you? also, you never had an account with mbna that was 120 days late within the same 3 months, its impossible. jmho. bugman.
exactly, your right's to dispute this are totally relevant................"who is calvary, and WHY ARE THEY ON MY REPORT!" bugman
