Trying to get my mid-score up as high as possible for mortgage. Need opinions... Just paid off a 1st and 2nd mtg on 4/30/04. Trying to buy another home.....What gives the most points on my FICO? Closed, $0 balance, "Unrated" ---or--- Closed, $0 balance, "Paid as Agreed" Apparantly TU has marked our 2nd (revolving) mortgage as "Unrated" I was wondering if I should call them to change b4 applying for the new mtg. Thank you for your help.