I then made notations (complete w/arrows) next to each of the remaining accounts expressing exactly what I wanted disputed, deleted, etc. Today, I logged into Junum and sure enough under each list of negatives are ONLY those not covered in white-out. What's more the total number of "negatives" listed is the exact count of those I left "unhidden. After reading all the woes here (and after Junum got a closed auto loan deleted from all 3 accounts when I only wanted the 90 day late disputed), I was taking no chances. Wish I'd thought of it before I sent in the very first credit reports.