This is the last big prime card I want and I always get denied...what's the criteria and how do you get in the door....or even the back door?LOL P.S I've never had Discover........so no blacklist holding me back....
I used to have one, canceled it and will probably never have one again. If you carry a balance EVER, even a small one, it will eat up your cash back. They use 2-cycle interest rate computation. At one time, one of the groups that rated credit cards did an evaluation and said they had the highest effective rate of any card. They also tend to rate jack and sometimes lower credit limit. There are better rewards cards out there, even cash back cards. Why bother?
