does anyone know who has the lowest rates for car insurance for some one who had gotten cacelled for non payment., triple aaa insurance sucks they had made a mistake ( one out of many) with my billing. I did not know ther was a balance nor a cancellation. I am now with progressive but they are now asking for prior inusrance not to raise my rates. help any advice appreciated. fair credit rating
I had a AAA before, after my sis got in a accident in my car(not her fault & the other insurance company pay for it) they triple my insurance, now I am with Farmers, we had 2 accident(not our fault) for the past 2 years & they never raise the rate,.maybe you should give them a try.
Thanks a lot. I have not had any speeding or accidents in past four years five year mark not my fault. The problem is I am trying to aviod the lasp insurance discovery. Triple Aaa insurance people are really inapt and stupid along with more custoemr service. I will try farmers thanks. all suggested welcomed.
George, Where do you live? I am in Los Angeles area, and I do have Cr from all 3 CRA; I dont see hard or soft Inq with their name in any of the reports! Maybe it depends where you live? Thanks for the info. I watch more closely on the report from now on..
This may or may not be off topic. I read in MONEY magazine recently that while most auto insurance companies pull hard or soft inquiries on a least one credit report, State Farm Insurance co. doesn't . Does anyone know if this is true?
I have Farmer's, and I am not getting their "best rates" because of information contained on my credit report. OTOH, my grandma (Gotta love her!), is one of the WORST drivers, drives w/o kids in car seats, etc. But because her credit rating is good, and she's only been caught for 1 ticket a few years ago, she gets good rates. I on the other hand, don't speed, keep everyone buckled in, and hey... I'm a risk because I had to pay a bunch of medical bills a few years ago when I was uninsured (making me not able to pay some other bills on time). Just another way for them to get money out of you.
I got denied by State farm Insurance once because of my credit and my uncle was the rep. I would say this is not accurate information. Kim
Re: Re: who has lowest car rates for cancel . Just another way for them to get money out of you. camracrazy Fico is an even bigger shell game in insurance than it is with loans. The END *************
Auto insurers can do as they dang well please and charge you anything they feel like due to fico and mandatory insurance. Higher rates brought to you curtesy of the combined efforts of fico and forced insurance. The END ************************* LB 59
That's guys for all the response. I am glad we have this board. Becuase company liketo screw so many ways. It is good ther is some way "we" can band together to fight back!!!!!!!!!!
We had a similar problem with a lapse when we moved back from FL to TX. Farmers has another policy that allows for a 60 day lapse. I missed the 30 days because of Allstate has well. (OK - I didn't pay much attention to the details), anyway they were able to write us. They did pull a hard on TU.
I know we are talking about car ins, but just that you know, if you are thinking of buying home, double check if they have cooper plumbing updated, because most mayor Insurance company doesn't want to insure house that is older than 1970 without plumbing updates. And like most people, my sister couldnt affort buying a new home, when she bought her 1967 house last year, Farmers rejected her.
