I am going to do something soon but can't make up my mind. Should I go after Gulf State, (in small claims) CRA's, or BOTH? ****Plus the Company Gulf State works for .... Thanks Breeze ;-) Gulf State has called me three time since my Cease and Desist letter (at work). I have names, times, dates, and all copies of my letters to them. They have never verified anything they say I owe. I have sent a validation and an estoppel letter. They have yet to write me back. AND they verify the account w/ the CRA's when I challenge it..!!!! I just wanted to see if anyone has sued them or had any success...??? What else should I do (write AG etc..)... or ... do I need to know before jumping into this lawsuit?????