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Who is the most important CRA?

Discussion in 'Credit Talk' started by Denny, Nov 8, 2003.

  1. Nov 8, 2003 #1
    Denny

    Denny Well-Known Member

    I was just wondering is there any rang list between four major CRA's - EQ, EX, TU and Innovis.

    Denny
     
  3. Nov 8, 2003 #2
    dduke25

    dduke25 Well-Known Member

    I think it depends on your area of the US where I live most everything is Equifax.

    I'm glad I would croak if it was the evil experian.
     
  4. Nov 8, 2003 #3
    keepmine

    keepmine Well-Known Member

    The most important one is whomever you're applying for credit uses!
     
  5. Nov 8, 2003 #4
    Brad J

    Brad J Well-Known Member

    No, there all scum :)

    Seriously though, creditors randomly pull 1 or 2 out of the 3, some pull all 3!

    It is nearly impossible to predict 100% who will pull what, but goto PsychDOCS http://groups.yahoo.com/group/whopulledmycredit to see some patterns
     
  6. Nov 8, 2003 #5
    faztcobra

    faztcobra Well-Known Member

    Here in Dallas, it seems as though almost everyone pulls Experian...which just happens to be my worst score now. My two best cards, Chase and BofA, pulled TU, as well as my credit union I refinanced my truck through. Guess I'll be asking companies who they pull before I apply with them for now on.
     

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