Who is this Hard Inquiry?

Discussion in 'Credit Talk' started by Diane143, Aug 9, 2002.

  1. Diane143

    Diane143 Well-Known Member

    Transunion has a hard inquiry listed on my credit report that I got via Equifax's 3-in-1. It says

    INT_CON_DISC 08/2002-I never applyed for a card this month!!! Who is this???
     
  2. GEORGE

    GEORGE Well-Known Member

    DISCLOSURE has to be a "SOFT"...(you didn't apply for credit).

    DISPUTE IT!!!
     
  3. Diane143

    Diane143 Well-Known Member

    Well it does not really say. It is listed on Transunion Inquiry's in the 3-in-1 along with ones that I know are hard (Kohls, UNVL/CITI) I believe the 3-in-1 does not list soft inquirys or many would be listed. There is only one under Equifax, one under Experian and five under Transunion including that "Disclosure" What is that anyway? Will it hurt my score? Thanks
     
  4. Platinum

    Platinum Well-Known Member


    Intersections Inc. pulled reports for you but as George said it should be soft one.
     
  5. Butch

    Butch Well-Known Member

    I have exactly the same thing Diane. Up for a mini class action? LOL



    http://www.intersections.com/contactus.asp

    Email Us:
    â?¢ Business Development â?? businessdevelopment@intersections.com
    â?¢ Customer Service â?? customerservice@intersections.com
    â?¢ Webmaster â?? webmaster@intersections.com

    Call Us: QUESTIONS? - CALL 1-800-777-9700
    (8:00 A.M. â?? 10:00 P.M. Monday through Friday EST)
    (9:00 A.M. â?? 5:00 P.M. Saturday EST)
    Write Us: Intersections Inc.
    PO Box 222455
    Chantilly, VA 20153-2455
    Attn: Customer Service
     
  6. breeze

    breeze Well-Known Member

    I had subscribed to their (Intersections) service via AmEx promotion, and ultimately cancelled because they would not delete the hard inquiry they put on my EFX file (and the service turned out to be useless).
     
  7. Diane143

    Diane143 Well-Known Member

    I checked out the web site. I do not know these people. Should I contact them (I am actually afraid of giving them too much information) or should I go through Transunion?
     
  8. mj

    mj Well-Known Member

    Diane - did you request a 3-in-1 from Equifax's web site?

    They use Intersections for their 3-in-1 product.

    -mj
     
  9. Diane143

    Diane143 Well-Known Member

    Your joking? You mean I generated a hard inquiry from ordeing a personal credit report?
     
  10. Diane143

    Diane143 Well-Known Member

    BTW Why would it appear under Transunion inquiries and not Equifax?
     
  11. breeze

    breeze Well-Known Member

    Go back and look at EFX again, I imagine it is there as a soft inqu. Equi-gag uses a third-party for the tri-merge report.
     
  12. Diane143

    Diane143 Well-Known Member

    They do not list soft Inquirys on the 3-in-1. I will have to call Monday Thanks
     

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