Separate names with a comma.
Discussion in 'Credit Talk' started by ShyGuy, Jan 19, 2001.
Barclaycard Ring™ Mastercard®
No annual fee, No balance transfer fees, No foreign transaction fees, Low interest!
CREDIT CARD WITH NO ANNUAL FEEBarclaycard Ring™ Mastercard®
Credit One Unsecured Visa®for Rebuilding Credit
Credit card for people with bad credit to rebuild credit!
BAD CREDIT CREDIT CARDCredit One Bank® Rebuild Credit
First Access VISA® Credit Card
Access to credit even with bad or limited credit! Reports to 3 major credit bureaus and accepted wherever you see the Visa® sign. Get application response in 60 seconds.
CREDIT CARD FOR BAD CREDITFirst Access VISA®
Green Dot primor® Visa®Classic Secured Credit Card
Credit lines available up to $5,000! Reports to three national credit bureaus; perfect card for reestablishing credit. Guaranteed approval*!
SECURED CARD FOR REBUILDING CREDITprimor Secured Visa Classic
Credit One Bank® Unsecured Visa® with Cash Back Rewards
Get cash back on every purchase. Unsecured credit card with monthly monitoring for credit line increases. Improve your credit history with responsible use.
CASH BACK UNSECURED VISACredit One Bank
I know you cant get a citibank not even secured also Im pretty sure chase wont touch one either( thats also the secured)
By the way
I told Juniper and Chevron over the phone when I applied that I had a credit problem in my file. Both company reps encouraged me to apply. I think this is standard because the reps are graded on how many apps are processed.
I will let you know if I have any luck with Chevron next week.
In my experience
Practically all Prime cards will automatically decline because of bk and many retail - though you may be able to convince them with second level reviews
Anybody know any prime cards that don't?
After my Chap 7 in '91, I applied for Key Bank (secured)in 1992. Kept that card 1 year, no lates. Applied for Bank One in 1994 Secured $1000 limit with matching deposit. Increased to $5000 with matching deposit. Went unsecured after 1 year no lates. Raised to $7k, $8,500, an $10,500 - all with B/K listed on CRAs. APR 12.99 - 13.99 variable. They did raise my APR to 26.99% because debt/income ratio increased and was successful in getting NextCard (it took 2 different times) and Wells Fargo. Called and they restored APR. No longer use unless I can pay off within 30 days because of the interest method.
With a 5yr old BK (no debts showing as discharged, though, and pristine credit otherwise...)
Nextcard (9.99%/$10k limit with $5k bal xfr)
Bank of America (3.9 intro/$5k limit)
Macy Visa (19.8%/$5k limit... required 2nd level review)
Flat-out declines (no way, no how, no review)...
ALthough I did get the above, but as an AU from my partner's accout.
Hope it helps,