Re: Who would you guys recommend fo Well, I tried it George. After hitting the submit button, I got "thankyou for applying for the" and it didn't show any product. It then said I would be advised later on their decision. But then, another page came up that said they apologize for any inconvenience as their website would be undergoing general maintenance between 0300 - 0300 E.D.T. I checked both Exp. and Equifax but neither shows an inquiry. So, I don't know if it went thru or not.
Re: Who would you guys recommend fo Call them - they can probably recall your app from their system, and tell you what happened.
Re: Who would you guys recommend fo I did call, and the moron rep. had no clue. He told me I had to wait at least 3 - 5 days for the app to come thru. I'll try calling again. Every time I have applied for citi they have pulled Exp. I just checked again and still no inquiry. I can't get a new report at Equ. because they are again having problems.
Re: Who would you guys recommend fo Bypass the morons, try one of these: Citibank phone directory: ================= Consumer Credit Processing (CCP) (Underwriters dept.): 800-925-2484 Credit Services: 301-733-5501 Credit Services, FAX: 301-714-5958, 301-790-4647 Early Warning: 877-296-0187 C2it.com: (800)-200-3881 or collect: 904-954-7772 Application on the phone: 800-248-4226 Citibanking: 800-374-9700 Credit Bureau Disputes, FAX: 605-330-6780 Credit Card Customer Service: (800) 950-5114, or collect: 605-335-2222 I think the credit for this info goes to Saar, but not sure....
Re: Who would you guys recommend fo I tried one of the #'s from their website last night. I was then given this # for the credit dep't. 800-456-4277. I'll keep trying these #'s til I get a reasonable explanation. However, that may take the rest of my life.
Re: Who would you guys recommend fo I have no idea. I've tried calling several ph #'s and they are telling me the dep't I need to speak with is closed to is closed today.
Re: Who would you guys recommend fo I just checked creditexpert again, and sometime this afternoon they pulled my report. So, I think what happened last night was they couldn't get access to my report for instant approval. I'll have to call tomorrow to find out any results.
Re: Who would you guys recommend fo And now that Creditexpert updated, I lost the 4 pts. I gained from the deletion of my 1 hard inquiry. Oh well, easy come, easy go.
Re: Who would you guys recommend fo Wow. Nice credit portfolio. Cap1 Plat has some of the best rates at 8.9 FIXED but I wouldn't take the Kmart variety... I'd just do a regular Plat app then use pfb to get a better loc and terms if you don't immediately get the 8.9 fixed rate. We've all had good success combining Cap1 cards but you can't do anything with the Kmart variety card so it's less useful than the regular Plat. MBNA Quantum has been good also with no annual fee but their best rate is 10.9 I believe.
Re: Who would you guys recommend fo This time around because of their malfunction, (it couldn't pull a report online at the time I applied) so it was 1 app, 1 inquiry, and they say initially I am approved for the gold aa card. They said it is in review as they are checking my current acct with them to make sure it is being handled "appropriately". The rep said assuming it is ok, I will be approved.
Re: Who would you guys recommend fo LKH, How about Yahoo or Generations? They give generous limits. Charlie
Re: Who would you guys recommend fo I'm actually considering a FUSA card. Generations I don't know, didn't I read a day or 2 ago something about how they figure credit limits? Maybe it was another bank.
Re: Who would you guys recommend fo its very bizarre that all of a sudden, for close to no reason at all, people just sort of assumed BDD didn't work and as a result nobody has tried the classic silver/gold combo for the last 4 mos.
