I was declined for a BT offer on my last citibank card. Horrible. i'm going to punish them by BT'ing all their balances away to my other creditors.. "Wow your score is really high", is what the drugged up citi rep (she had a cold okay) told me. Maybe the tide is turning on their gracious offerings to subprimers? My score was 634 the day they pulled with 1 paid collection from 96. Odd.
What was the reason for the denial? This bothers me because I plan on doing a very big BT to my Citi card next month
Reason: Credit bureau score too low (hard equifax inquiry was pulled) You will receive your letter in 7-10 days. The rep couldn't figure it out.
sam prime +1.9 isn't a bad apr. lol. My bt rate with citibank is 6.9. thats not much lower than prime + 1.9
my gf got in the mail 3.9% for life , no fees from citi and 3.7% for life no fees from mbna. my best offer is 2.9% for 9 months or 5.9% for life. i'm not really thrilled about that.
