Whoa I finally got a nextcard!

Discussion in 'Credit Talk' started by sam, Mar 17, 2001.

  1. sam

    sam Well-Known Member

    hahaha! they approved me for a "summit" secured card.

    then offered me an upgraded "Classic" card.

    $300 limit (woohoo)
    $29.95 yearly fee.
    $89.95 setup fee (bleh).
    21.9% interest.
    $None Security deposit.

    I guess their standards have lowered even more. I know
    i should have waited, but i've only got 3 cards, and theres not much more i can do with them.

    My capitalone card will not be un-securable for another 2 months, My gold is only 3 months old. Citibank will NOT give me an increase and my apr is already 11.4% with citi.

    So this will be my next project. To see if i can work nextcard. At least i'm starting out with a classic visa and not their secured product. Maybe they'll be willing to concess on APR or something.

    Didn't someone here say to call within 30 days and ask about something?
  2. Michael

    Michael Guest

    Re: Whoa I finally got a nextc

    Don't expect anything from Next Card.
    This bank loves to "BRAND" it's clients and unfortunatly You've been given a dead beat or not credit worthy brand and that's where you will stay with this company!

    Here's a great example of 2 of my clients.
    Both started establishing credit at about the same time.
    Both applied for a Next Card at about the same time.
    One however had a slightly bettter FICO and was given a $1,500.00 Limit which in 18 months went to $5000.00 without asking.

    My other Client was given a "Light" Account with a $700.00 limit, and had to beg/complain to the head office to get a $300.00 raise after about 12 months, where he is still at today. Last month he again asked for a increase and was denied.

    Both clients have great credit, and no derogitory info.
    Hope this gives you an idea of what to expect!
  3. sam

    sam Well-Known Member

    Re: Whoa I finally got a nextc

    we'll see! I need good tradelines to offset my baddies. Since i don't do business with aria, there's not many other places that will extend me any more credit until '03.

    Besides i want to put a picture on this card!!
  4. Ann

    Ann Guest

    Re: Whoa I finally got a nextc

    130.00 for a 300 limit and 21.9%, yikes no thank you for that card:(
  5. sam

    sam Well-Known Member

    Re: Whoa I finally got a nextc

    yeah about the same as an aria card :) Cept not as ugly.

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