I was checking my report yesterday and I saw that I had a new tradeline reporting on my experian. I was like..... thats gotta be a mistake... I knew I had applied for a bunch of stuff in the last couple weeks since I felt so hopeless on my pathetic credit scores. Well, my new card is a CRAPPY First Premier Gold it says Centenial Gold on it with a WHOPPING LIMIT of 250 bucks.... and they charged me 178 bucks to get that HUGE credit line! What a rip off to get my score to go up... (went up 3 points) I gotta start somewhere I guess... just so you know... they only pulled exp in Jersey