I have noticed that Juniper card is backed by the Columbus Bank and Trust. The same name appears in the fine print in the Aspire Visa offers I get every months (you know, the one with 29% APR ...) Are they the same company? Is this card their upper level product and the Aspire Visa their lower level one?
Yes! CB&T owns a few dozen banks across the country. As far as I know most of them are small local banks they have acquired over the years. Their banks run as divisions, keeping their pre-acquired names. For more info just stop by columbusbankandtrust.com.
I live in Columbus! Thats Columbus, GA. Thats were CB&T is based. This bank has so many branches in this small city it's not even funny. You can't turn a corner without seeing a branch, even in the hood. There fee's for banking are high so I can believe that there credit Products have high fee's too.
Richard Vague and some of his "gang" who formed FirstUSA (and later high-tailed it out of there when the whole house of cards started to fall onto itself) started Juniper, in association with CB&T. Juniper doesn't seem to be a sub-prime specialist like Aspire, tho. Not too "prime" either- you can find better rates (and form what everyone here seems to say, with lower limits) at Nextcard, B of A, Fleet, etc etc etc.
