Hey everyone, wanted to give this forum and everyone in it their props...I got approved for silver and gold with scores from 550-600 or so...got my letters today!! I was wondering, why does everyone combine cards? Is it to get lower rates and no fees? I was just thinking that maybe since my scores are so low, I should keep em both, so I'll have 2 more good tradelines on my reports? All the others are from banks like first premier, with piddley 500 and 250 dollar limits.(I know this will help my utilized credit ratio tons!) My goal is higher scores, so would 2 tradelines help, or would one huge one be better? Thanks for the advice Sarah
Hey thanks for the reply george...though I'm a little confused by it....what do you mean by 'free card'?
No Annual Fee Platinum select. I don't do "annual fee's" i don't think george does either. Platinum select usually starts you off at 12.9% with a 6.9% BT to help you get rid of your sub prime's.
