Why does Citi love me now?

Discussion in 'Credit Talk' started by mel, May 6, 2002.

  1. mel

    mel Well-Known Member

    I've had a Citi card since '98. I got it while in college. Limit never moved an inch from $1500, every increase I requested was denied. Now in the space of 4 months my limit was increased to $3000 with 3 separate credit line increases and I got approved for a Citibank AA card.

    I am not complaining but I am trying to figure out what gives.

    -My TU score last time I checked 550
    -I have a charged off AT&T Univ. Card
    -I have two new auto loans from 3/2002 and 2 new cards (Cap1, HH).

    I have decent income for a 22-year old, from all sources I bring home about $75k. The College Divident Plat Select card that I have with them has perfect payment history ....is that enough to override and if so, how can I get Cap1 to see the light.

    Or is Citi desperate to give credit?
     
  2. GEORGE

    GEORGE Well-Known Member

    I don't know...the only way I got my PLATINUM SELECT was by the BDD...
     
  3. mel

    mel Well-Known Member

    For college kids it is different. The min. CL for a college card from Citi is $500. So I guess Citi is a little like Cap1, they both issue $500 Platinum cards.
     
  4. GEORGE

    GEORGE Well-Known Member

    I can't even get a $500 CAPITAL ONE!!!!

    They are "TOO HIGH AND MIGHTY" for me...
     
  5. whyspers

    whyspers Well-Known Member

    Don't feel bad, George...I can't get ANY Citi card :(



    L
     
  6. ng

    ng Well-Known Member

    Call now George
    I just closed my 600.00 Cap 1 from December 01

    Yes I called their retention dept and they wanted me to wait a few months for more history.

    Nope!
    Closed by Consumer Now.
     

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