My credit stinks!!! I am working on it. Thanks to you folks I have removed at least 5 negs...My scores are still mid 550's...Why and how is MBNA sending me offers? Is this a ploy to validate one of my accounts in the same Delaware area????? I have no accounts with MBNA
My credit still stinks should i send in the app? Would they send me the app if they new how bad my credit is? Do they send apps to people of all Credit scores?
With those scores, don't bother sending it in... it is an "invitation" and is by no means a pre-approval. They use promo lists to send these things out and you happen to be on one of these lists.
I would not even try. I applied today via phone and was given an efficent and polite but to the point 'interview' about certain aspects of my credit file. Best regards, Mirage
