No body will answer my refinancing question. I know you guys know who to refinance with. I remember this was discussed all the time on this board. And now I want to refinance no body will through me a bone. Seriously guys. I want to refinance this 13.9% especially since my score is so much higher now...702. Please help. I am gonna start applying tomorrow Household turned down my refinance offer. Should I try State Farms? roni
I am NO expert at all, but I recently got financed by GMAC at 4.9% with my measly 466. Of course, I don't think I was that low at the time. Had some problems since then, Christi
no "dissing" intended do not know answer...possibly check with your credit union? or maybe go to http://www.wheels.eloan.com/cgi-bin...ortapp&validation=false&context=auto&user=brm or http://www.bankrate.com/brm/rate/auto_home.ASP
ok, thanks. I tried eloan deleted and they say they arenot taking applications for refinance now. Yikes. I dont belong to a credit union. I think I need to join the military credit union guys. Reshod, do you know the name. I dont leave on a base and cant remember. I hate driving to Ft. Dix. roni
Re: ok, thanks. maybe this will be helpful http://msn.hypermart.net/army/auto/dix.html or http://www.dix.army.mil/postent.htm
Roni...... Roni, Up north on base is the following: Andrews Federal Credit Union USAA (San Antonio) AFBA: out of Colorado Govt. Employee Credit Union These all take military and are all good banks. Reshod
Re: yes, car loan refinance.. thanks reshod. i took down the number at the site and i will join AFCU tomorrow. roni
mmmm yes, sovereign bank is all over Pa & South,NJ. Do you know that they are easy to get financing or that they pull equifax. Why do you ask about them. What is the basis for your suggestion and are you setting me up for a denial. roni
Re: mmmm I checked the site ...they have competitive rates I think that is why mmmm suggested it...to be helpful NOT to be "setting me up for a denial" with your score of 702 I would think they would be agreeable!
Re: mmmm well, it just isnot that easy. I have to be careful with advise b/c some people give it out with no basis or experience to back it up. This is a public forum and I can ask whatever I deem necessary. Competitive rates...thats nice but I would like to be approved and not waste my time. But at least I got a suggestion after 1 week of asking. roni
Re: mmmm sov bank , pulls trans union, they also have a .50 % cut if you get a checking account with them. Easy to finance? yeh sure why not My basis for suggestion? your funny Approved or Denial?, hey thats all on you.
thats all on you? thanks. i said that transunion was my worst report. that is why i wanted equifax pulled. But I did say that in an earlier thread. NOW THAT IS WHY I ASK QUESTIONS. I DONT PLAY WHEN IT COMES TO MY CREDIT. thanks for the tip.
Re: thats all on you? See thats the problem, if you trying to get a loan, cc, or whatever, and what them to pull your best report, they will pull something else. They have access to all three. From example, American Express pulled TU twice, even though I knew they pulled experian only right.(PA) They pull all eventually. Of course you should know that allready, Miss Credit Expert.
