Why yall dissing me?

Discussion in 'Credit Talk' started by roni, Mar 25, 2001.

  1. roni

    roni Well-Known Member

    No body will answer my refinancing question. I know you guys know who to refinance with. I remember this was discussed all the time on this board. And now I want to refinance no body will through me a bone.

    Seriously guys. I want to refinance this 13.9% especially since my score is so much higher now...702. Please help. I am gonna start applying tomorrow

    Household turned down my refinance offer. Should I try State Farms?

  2. Christi

    Christi Well-Known Member

    I am NO expert at all, but I recently got financed by GMAC at 4.9% with my measly 466. Of course, I don't think I was that low at the time. Had some problems since then,

  3. deleted

    deleted Guest

  4. roni

    roni Well-Known Member

    ok, thanks.

    I tried eloan deleted and they say they arenot taking applications for refinance now. Yikes.

    I dont belong to a credit union. I think I need to join the military credit union guys.

    Reshod, do you know the name. I dont leave on a base and cant remember. I hate driving to Ft. Dix.

  5. deleted

    deleted Guest

  6. mmmm

    mmmm Guest

    Re: ok, thanks.

    Are you talking about a car loan.....?
  7. Reshod

    Reshod Well-Known Member


    Up north on base is the following:

    Andrews Federal Credit Union

    USAA (San Antonio)

    AFBA: out of Colorado

    Govt. Employee Credit Union

    These all take military and are all good banks.

  8. roni

    roni Well-Known Member

    yes, car loan refinance..

  9. mmmm

    mmmm Guest

  10. roni

    roni Well-Known Member

    Re: yes, car loan refinance..

    thanks reshod. i took down the number at the site and i will join AFCU tomorrow.

  11. roni

    roni Well-Known Member


    yes, sovereign bank is all over Pa & South,NJ.

    Do you know that they are easy to get financing or that they pull equifax. Why do you ask about them. What is the basis for your suggestion and are you setting me up for a denial.

  12. deleted

    deleted Guest

    Re: mmmm

    I checked the site ...they have competitive rates I think that is why mmmm suggested it...to be helpful NOT to be "setting me up for a denial" with your score of 702 I would think they would be agreeable!
  13. roni

    roni Well-Known Member

    Re: mmmm

    well, it just isnot that easy. I have to be careful with advise b/c some people give it out with no basis or experience to back it up. This is a public forum and I can ask whatever I deem necessary.

    Competitive rates...thats nice but I would like to be approved and not waste my time.

    But at least I got a suggestion after 1 week of asking.

  14. mmmm

    mmmm Guest

    Re: mmmm

    sov bank , pulls trans union, they also have a .50 % cut if you get a checking account with them.

    Easy to finance? yeh sure why not

    My basis for suggestion? your funny

    Approved or Denial?, hey thats all on you.
  15. roni

    roni Well-Known Member

    thats all on you?

    thanks. i said that transunion was my worst report. that is why i wanted equifax pulled. But I did say that in an earlier thread. NOW THAT IS WHY I ASK QUESTIONS. I DONT PLAY WHEN IT COMES TO MY CREDIT.

    thanks for the tip.
  16. mmmm

    mmmm Guest

    Re: thats all on you?

    See thats the problem, if you trying to get a loan, cc, or whatever, and what them to pull your best report, they will pull something else. They have access to all three.

    From example, American Express pulled TU twice, even though I knew they pulled experian only right.(PA) They pull all eventually.

    Of course you should know that allready, Miss Credit Expert.
  17. roni

    roni Well-Known Member

    Re: thats all on you?

    listen smart ass..

    thanks for the advise.



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