Will BOFA always verify??

Discussion in 'Credit Talk' started by janritch, Aug 22, 2003.

  1. janritch

    janritch Well-Known Member

    I have a BOFA charge off showing on one report 2 bureaus deleted a 2 YEARS ago. Charge off was included in a friends BK but I was the joint account holder(long story).I bit the bullet today with EX and disputed it as not mine,from what I read I stand a snowballs chance of getting this removed.The other 2 were deleted in error,I am sure. I hear that BOFA will verify every time,which brings me to my next question. Can disputing this TL with Ex(only) trigger a response from BOFA that could put the tradeline back on all 3 accounts? It was deleted in 2001 charged off in 2000.Thanks,Janet
     
  2. janritch

    janritch Well-Known Member

    *bump*
     
  3. johnamex

    johnamex Member

    I am in the same situation I have charge off with BOFA paid in settlement 11/2001. Whats the best way to delete this TL? Any suggestions ? Hi everyone new to the Forum.
     
  4. lbrown59

    lbrown59 Well-Known Member

    I hear that BOFA will verify every time,which brings me to my next question. Can disputing this TL with Ex(only) trigger a response from BOFA that could put the tra deline back on all 3 accounts?
    janritch
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