I just received my first AMEX Gold offer, but don't want to apply unless I'm sure to get it. Do you think this is enough? Scores: EX FAKO: 677 EQ FICO: 680 5 other credit cards, 1% utilization 50k income I have no late pays for 1.5 years, but I have one 90-day late, 2 1/2 years ago. Will that sink my application? Steve
$50,000 H/H INCOME???<----DOES NOT ASK INDIVIDUAL INCOME MIGHT GET IT... I don't think that ONE LATE will hurt much...