My CE score rose 1 point on 5/1/. Is this a normal thing if you don't screw anything up or have any changes to your credit file? ODD is the word. but then who would have thought that Doc's trick would delete all those over 1 year old soft inquiries last weekend. Computer program must control a lot of this stuff.
I also got "1" point. I guess if you have no late payments, or other negative information for the previous month. They must reward you with "1" point.
HG, I think I figured out what it was. I have a derog account that has 2 x 60 day lates. It turned 3 years old this month. I noticed that "Late pays" went from my number 1 to number 3 reason.
I just got my Equifax score. Up 10 points in the last three months! CH 7 BK 6/97 8 accounts listed as included in BK in my Equifax file EQ 673 05/02/02--was 663 02/01/02--was 629 04/18/01 EX-------------------was 643 02/01/02 TU 704 03/09/02--was 734 02/01/02, more credit cards in use Equifax reason codes: 38, "Serious delinquency, and public record or collection filed". 13 "Time since delinquency is too recent or unknown". 18 "Number of accounts with delinquency". 2 "Level of delinquency on accounts".
I just want to say "you're welcome" for the point here & there. I know where they came from..... they took them from me! I took a 6 point hit today, and for absolutely no apparent reason. :-( There's nothing new on there, EXCEPT my inquiries under investigation. sheesh.........................
Hubby got 8 points!!!!! Hmmm and just when we all thought the CRa's didn't care, they end up handed out points the first of the month. EQU and TU stayed the same for both of us though
