I have opened a dispute with Transunion. My recent report indicated basically that I owe too much money. However, most of this amount ($17000) is due to incorrect reporting from Citibank credit card. They show BK 13 with that balance owing. Of course, they had been discharged in a Chapter 7 last April after we converted from the Chap. 13. I have informed TU that it should read Balance $0. Will this help my score? If the amount is taken off, only about $5000 will show due to a recent car loan. Thanks in advance.