Hello! It's been a while since I've posted here, but I'm in need of some guidance. I moved a few months ago and just received a letter yesterday from a collection agency for an unpaid hospital bill. I've never seen this bill and never had knowledge of it until now. The CA hasn't listed this on my credit reports and I am willing to pay the balance so long as they don't. What should I do? Should I pay it and hope they DON'T put it on my reports or should I deny it's mine and fight it? If I send them a letter telling them I'll pay it if they don't report it (and ask for it in writing!) would it be possible they would agree to it? Any advice on how to handle this would be greatly appreciated! Thank you in advance.
