Do any of you legal experts out there have any caselaw on what constitutes "willful and intentional" violations of law? Not necessarily credit related -- I'm contemplating a lawsuit against a govt agency (Priv Act), not credit related. I know there's caselaw to support the claim that it's willful if they knew or should have known that x was required, but I need more before I decide whether to go ahead. It will be in fed. court.
