Discussion in 'Credit Talk' started by isana, Apr 25, 2001.

  1. isana

    isana New Member

    Anyone have a Wingspan credit card account? What bureau do they use?
  2. john

    john Well-Known Member

    I would avoid Wingspan like the plague.

    When you have compnies like Citibank, Chase and even Capital One(if you have crappy credit) why would you apply for a card from this Bank One/First USA company.

    Go check out if you want to read about how good people get treated poorly by these clowns.

    And it looks like they have a variable rate APR which isn't so great....nice intro APR though. They also have Two Cycle billing...forget it!!!!

    Just my onpinion. I have never had an account with them and I never will.

  3. Concerned

    Concerned Well-Known Member

    What is 2 cycle billing?
  4. john

    john Well-Known Member


    It is a billing formula that allows them to charge interest on money you may have already paid. I don't have the details for you but if you do a search on this site for two-cycle you will probably get what you are looking for.

    Also if you read the terms of the card agreement it should be detailed there also.

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