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Discussion in 'Credit Talk' started by isana, Apr 25, 2001.
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I would avoid Wingspan like the plague.
When you have compnies like Citibank, Chase and even Capital One(if you have crappy credit) why would you apply for a card from this Bank One/First USA company.
Go check out www.firstscams.com if you want to read about how good people get treated poorly by these clowns.
And it looks like they have a variable rate APR which isn't so great....nice intro APR though. They also have Two Cycle billing...forget it!!!!
Just my onpinion. I have never had an account with them and I never will.
What is 2 cycle billing?
It is a billing formula that allows them to charge interest on money you may have already paid. I don't have the details for you but if you do a search on this site for two-cycle you will probably get what you are looking for.
Also if you read the terms of the card agreement it should be detailed there also.