Discussion in 'Credit Talk' started by kawanza, Oct 23, 2000.

  1. kawanza

    kawanza Guest

    why wisconsin residents can't get net 1st credit card.
  2. R

    R Guest

    We also can't get any cards from Providian, Orchard Bank, First Union, etc.

    My best guess is that we have rules that are more strict than other states, i.e.- the married credit/property disclosure you see on all applications.

    Try First Consumers National Bank (http://www.fcnb.com) -- They are a good company to work with!

    Good luck,
  3. r--differe

    r--differe Guest

    RE: wisconsin--Orchard Bank

    WI residents can get an Orchard Bank Card. I have one!

    As far as the other ones, WI has very strict consumer credit laws. We have a great Attorney General in Jim Doyle. It's frustrating at times but in the long run, it protects us.
  4. R

    R Guest

    RE: wisconsin--Orchard Bank

    Hmm....I wonder why on their website they say you can't? I was wondering if I was looking at the wrong thing because I also know someone who has a Orchard Gold card, but thought maybe they just didn't offer the secured card here.

    I will give them a call to find out. Have you been happy with yours? -r
  5. R

    R Guest

    RE: wisconsin--Orchard Bank

    OK, so I'm replying to myself, BUT....I just called Orchard Bank and they offer regular cards here, just no secured ones.

    Hope this helps!
  6. PG

    PG Guest

    RE: wisconsin--Orchard Bank

    I have one as well, except it appears they no longer grant new credit to WI residents anymore.
  7. R

    R Guest

    RE: wisconsin--Orchard Bank

    I was told by their C.S. rep that they do still offer *unsecured* cards here.

    They're sending me an app. Maybe I'll try it. Still can't apply online though, and they don't take phone apps.

  8. r

    r Guest

    RE: wisconsin--Orchard Bank

    Actually they do offer a secured card although mine isn't. Maybe that's where WI comes in--there are different regulations in effect for secured cards than for unsecured. Maybe they can't offer secured here.

    I've been happy with mine--customer service is excellent-I started out with a low limit but am hoping to get a nice increase soon. I pay my balance in full each month.

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