We also can't get any cards from Providian, Orchard Bank, First Union, etc. My best guess is that we have rules that are more strict than other states, i.e.- the married credit/property disclosure you see on all applications. Try First Consumers National Bank (http://www.fcnb.com) -- They are a good company to work with! Good luck, -r-
RE: wisconsin--Orchard Bank WI residents can get an Orchard Bank Card. I have one! As far as the other ones, WI has very strict consumer credit laws. We have a great Attorney General in Jim Doyle. It's frustrating at times but in the long run, it protects us.
RE: wisconsin--Orchard Bank Hmm....I wonder why on their website they say you can't? I was wondering if I was looking at the wrong thing because I also know someone who has a Orchard Gold card, but thought maybe they just didn't offer the secured card here. I will give them a call to find out. Have you been happy with yours? -r
RE: wisconsin--Orchard Bank OK, so I'm replying to myself, BUT....I just called Orchard Bank and they offer regular cards here, just no secured ones. Hope this helps! -r-
RE: wisconsin--Orchard Bank I have one as well, except it appears they no longer grant new credit to WI residents anymore.
RE: wisconsin--Orchard Bank I was told by their C.S. rep that they do still offer *unsecured* cards here. They're sending me an app. Maybe I'll try it. Still can't apply online though, and they don't take phone apps. -r-
RE: wisconsin--Orchard Bank Actually they do offer a secured card although mine isn't. Maybe that's where WI comes in--there are different regulations in effect for secured cards than for unsecured. Maybe they can't offer secured here. I've been happy with mine--customer service is excellent-I started out with a low limit but am hoping to get a nice increase soon. I pay my balance in full each month.
