Ok I applied for generations refi back in January, I got denied (the score I saw was a 664), I never questioned the denial. Then I kept reading how as long as you have a 650 you'll get it, so I applied again on Tuesday, well I never received a response, so I just called them and they said I was denied. So I questioned him and he said your score was good but not good enough. I asked the score limits he said 650 and above are approved. So I told him I have a report dated 3/27/02 saying my score was 693 and he said the score he sees is a 627.... Needless to say he said cause there is such a large difference that if I fax it over they will reconsider. Has anyone got approved after recon? I'm at 11.99% and the thought of paying that much interest makes me ill.