I joined WK about 3 days ago and it says that to pull current, I have to wait 90 days or pay $5. So do I not get "bumpage"? Are the rest of you grandfathered? TIA
jlynn, Someone posted: And you responded for them to delete their account after each pull. 2 Questions, 1 - What is bumpage? 2 - Wouldn't the WK people know it was you creating a new account, because don't they track you by your SSN? FedUp2003
#1 do a search...DON'T KEEP ASKING THIS QUESTION THAT HAS BEEN ASKED 50-200 TIMES A MONTH FOR YEARS!!! #2 I guess not...DON'T WORRY---BE HAPPY
Re: Re: Wk ? I guess this must be a form of initiation. Being an old-timer here you most likely know the answer, but find it more pleasing to implore me to search. Searches are good, but when a search returns hundreds of threads, pages and pages of threads to follow, and when the threads do not really spell out what bumpage is, just kinda talk around it, well, that's what causes people to post and ask... ... hoping they can get a simple answer to supposedly a simple question. I guess I'll have to learn, that if one wants to get into a debate, or discuss philosophical topics and theoretical situations, you can get lots of responses... ...but if one wants simple one-line answers or definitions, then one must commune with the Search Engine.
Re: Re: Wk ? Fedup, Enter bumpage in the Search box and also enter George in the other search box. This will narrow down your search to 81 times George has answered your question and still have him answer the question for you! This way you are not asking a member to be redundant. Works for me! Must-Read
Re: Re: Re: Wk ? Okay. BTW, if it's feared this board is being monitored, don't ya think they can figure out how to use the Search function as well?
Re: Re: Re: Re: Wk ? I can guarantee you with 100% certainty, that "this board IS being watched". And of course they can figure out how to use the search LOL. They already know about it by the hundereds of posts on it. But when the question keeps getting asked, it will keep it fresh in their tiny little brains and may remind them to do something about it.
Re: Re: Re: Re: Re: Wk ? When people call the CRA'S saying---->"MY BUMPAGE ISN'T WORKING" WE GOT PROBLEMS!!!
You don't even need to delete your account if you're not interested in seeing the WK report. I've had a WK account for months now, with slightly incorrect info. I just log in everyday and get the message saying I need to correct my info everytime I click to get the report... all the while, getting bumpage.
Well damn, we need to start an underground movement or something then, some kind of secret discussion board in which they can't access. Okay, I can see that I'm way out mf y league. Been reading CN for about 1 month now and thought I had a pretty good feel for this whole thing - but I see that beyond simple Validation, Disputes, LN, Estoppell, that there is a whole other level to this credit business. B*'age, who'd a ever thunk it! FedUp2003
Quick Qusetion, With that Privacy Guard service, where they are offering 3 months for $1 right now, does that allow you to pull your report at least once a day, once a week, or just once per month? I've searched all over their website and it doesn't specify, and I've sent an email to their customer service dept. but get no reply. Thanks! FedUp2003
I'm so friggen DEPRESSED! I went to the eLoan web site, you can pull 1 free FICO score, they pull it from TU, and it came back at 599, just want to cry. I know it must be that 2 Paid Collections and a couple or recent 30 days late (because Providian changed their billing dates on me and a payment got credited for a previous statement instead of current statement, and one other cause an online payment service promised payment would be credited same day, but it actually posted 2 days later) Also on the eLoan site, you can request 1 free CR, but you had to enter CC info and it's for some motitoring service, but first 30 days free and so after you get your CR you can cancel, but thing is, I was never given the CR. You can opt for a mailed written report or an online report ... I selected online ... after hitting submit the system timed out and I never got it. Logged back in and it asks for my security code, but I was never given one, so I got screwed out of getting the CR, so you know I'll be cancelling this service. Guess I'll try Privacy Guard next, and also try for a free WK report. Either way, cause of the 2 Paid Collections that I was screwed over on, and the 2 bogus 30 days late, could this be enough to cause a 599 FICO? I also have high balance to avaliable credit on 4 of 6 crdit cards, so I expect score to be a little low, but not this low? IS TU FICO usually higher, lower, or about right on target of the REAL FICO? I'm so depressed. :-(
FedUp, bump for prosperity It's a miracle! I finally was able to get a CR from WK. The site was always broken everytime I had tried it. I like PG alot. Now that I figured out how to pull one a day. Have not tried the eloan site yet. From what I have heard, TU FACO scores tend to be lower. Again from what I have heard, PG scores tend to be either right on or 30 points less the FICO EQ score. Why don't you get your FICO scores at myfico.com? Kind of silly being depressed over a FACO score. Considering you are the only one that will see it.
I guess the reason I'm so depressed is because I didn't know my score would be so low, even with FACO or from TU. I knew I had some work to do, just didn't realize it was this bad. I think I'm going to go with PG, at least for the first 3 months, and probably sign up for the WK, if for nothing else than to get some bmpage.
LOL Things could always be worse... you could have my score which is 9 points lower then yours. Actually, I am counting my blessings not my score today. This afternoon, I walked by a brand new beautiful silver pick-up truck that was parked against the curb. Too new for even tags. It had the whole front end smashed in from a three car collision. *OUCH* Just think how wonderful you are going to feel when your score does go way up! You will probably be one those people that make tremendous initial gains than hits a plateau down the road.
