Today I got a letter from Associates Bank/Citibank regarding a VISA account that had 2 30 day lates from 2000. I wrote them a goodwill letter asking them to remove the lates b/c at the time I was going through trouble and the account had been current for nearly 2 years now. I got a letter today saying they had removed the past delinquent history and had reported the update to all 3 of the CRAs. YEAH!!! I AM SO HAPPY. Now, all I need is to get that judgment off my report and I will be well on my way to 700.
congrats! it's a good feeling when the goodwill letter works! *********** EXP: 6/02 - 638 --> 8/02 - 657 EQ: 6/02 - 637 --> 8/02 - 666 TU: ? Next plan of attack: Student loan lates!
so how did you write your GOODWILL LETTER? i need to send one also to ASSOC/CITi for a 30+60 day late payment that was in 2000, but paid off by me, but closed by the CREDIT GRANTOR! i just want to get a good idea to write one. Thanks
Here is the exact letter I used To Whom It May Concern: I, Bob Smith (xxx-xx-xxxx), am writing to ask that the derogatory â??30 Days lateâ? entry be removed from my credit report with the three major credit reporting agencies. I was going through a period of personal turmoil and unfortunately, a few bills slipped my notice once or twice. The account has been current and paid on time for quite a while. Your speedy cooperation in this matter would be greatly appreciated and I would be grateful for your help in my rebuilding my credit. Account #: xxxx-xxxx-xxxx-xxxx Name
