From a no-longer-newbie..... Took Eugene Sand and Gravel to court for 3 violations(Basically amounted to a not mine issue).This was a first for me. After they refused delivery from the post office, I had the sherriff serve them and it still took nearly a month. Prepared for court by taking my paper trail and a copy of FCRA and FDCPA. They didn't show and I was awarded $3807: Violations: FCRA 623 Duty to provide notice of dipute FCRA 611 Procedure in case of disputed accuracy. FCRA 809 Validation of debts $1000 each (FDCPA 813 Civil liability)= $3000 Court costs 124 Prevailing Party Fee 60 Other(I forgot what this was for) 623 Total: $3807 Thanks to Doc, Butch and Lizard King(in no particular order) and all the posters for the great information to make this happen.
huge CONGRATULATIONS! i may need some tips - i will be taking a certain company to court for nonPP inquiries.
WOO HOO !! Good Job Christy. So much for all this talk about only $1000 per action. : )~ keep up the good work. ...
Now for the rest of the story.... Since they didn't show, I have to track down the $. I have filed a Writ of Garnishment and the sheriff will serve papers and I will be garnishing THEIR wages! All of this at their expense, of course.
And... got a check for the full amount from their bank. Now, just need to make sure they fix the credit reports!
