Woo Hoo! DaveLV = Amex Holder!

Discussion in 'Credit Talk' started by DaveLV, Nov 5, 2001.

  1. DaveLV

    DaveLV Well-Known Member

    Well, this was a successful weekend for me. I applied for Target Visa, Citi Platinum Select, Amex Blue and Amex Green this weekend. I got the Target and Citi cards instantly. I was denied instantly for Blue, but my Green application was a maybe.

    This morning I called the application status line and found I was approved for the Amex Green card.

    Back when I had good credit, I had Amex Green, the blue Optima and a Corporate card. When I started having credit trouble back in 1994 I fell behind on my accounts, but I knew I'd want to have American Express accounts in the future, so I paid them every dime I owed within six months. Now I'm glad I did.

    So -- I wouldn't quite say that I'm prime yet. But the 12.49 rate I got on my Citi card sure is light years away from the 23.9% rate I had to pay for my first Providian card until I found this board.

    Thanks for all the help everyone!
  2. SisterGirl

    SisterGirl Well-Known Member

    You go, boy !!!!

    I'm the happiest person for your newfound success & you will continue to be blessed with better offers.

    Sister Girl
  3. Marie

    Marie Well-Known Member

    Good weekend! Congratulations :)
  4. brad

    brad Well-Known Member

    Congrats Dave,be careful with all that credit in Vegas :)
  5. DaveLV

    DaveLV Well-Known Member

    Heh! Are you kidding? I'm going to be the best credit risk these people have ever seen. Especially after what I've had to go through these last six or seven years, first with NO credit (embarrassing when you have to travel for work, and the travel office says to put all the reservations on your credit card and turn in the receipts) and then having to pay ridiculous rates and security deposits.

    This is one deadbeat who's learned his lesson.
  6. Saar

    Saar Banned


    Now that you're approved for a Green, you're considered an Amex cardmember (as opposed to your status at the time you applied for the Blue).

    What it means is that you can now contact the MORE team (the one dealing w/ current cardmembers who apply for another card). In the last 3 months, I had MORE override 2 out of 2 denials.

    Call Amex New Accounts, ask for the MORE team, then ask that they put in a request for reconsideration. If the rep won't cooperate, ask for a MORE supervisor.

    (... or just tell them to DO IT OR SUFFER THE CONSEQUENCES! :))

  7. Hope

    Hope Well-Known Member

    Woo-hoo! Dave, I'm dancing with ya fella!

    Da-dee-dee-da ... Da-dee-dee-da ... Da-dee-dee-da ... Da-dee-dee-da ... Da-dee-dee-da ... Da-dee-dee-da ... Da-dee-dee-da ... !!
  8. PsychDoc

    PsychDoc Well-Known Member

    CONGRATULATIONS on the approvals, Dave! :)

  9. Newcomer

    Newcomer Well-Known Member

    Congratulations, DAVE:)
  10. mindylou

    mindylou Well-Known Member

    WOW Dave, that is the greatest news. What a wonderful weekend. Congratulations.

  11. Mirage

    Mirage Well-Known Member



    Know the feeling of having no credit and than trying to do business travel on a $300 secured card from Cap 1.

    To this weekend getting a Target Visa 6k limit.

    Hope someday myself to get back the AMEX Green.

    Best regards,
  12. Cadillac408

    Cadillac408 Well-Known Member

    Wow Dave! Congrats!!!! Great success! :)
  13. Cyprigirl

    Cyprigirl Well-Known Member

    Congratulations, job very well done!


  14. breeze

    breeze Well-Known Member

    GO DAVE!!!
  15. tommyy

    tommyy Well-Known Member

    What report did target pull and what was your score?
  16. DaveLV

    DaveLV Well-Known Member

    Target pulled Experian, and my creditexpert score was 666 at the time.
  17. Nave

    Nave Well-Known Member

    Rah DAVE!!! Just thought I'd join in on the cheer!

    Since we can't dance, I'm doing the "Happy Wiggle" for you.

    -Peace, Dave
  18. DaveLV

    DaveLV Well-Known Member

    Please...I'm eating dinner.

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