Hi all, Just ordered my myfico triple report... I was at 620 on ProvacyGuard and 10 on WorthKnowing. I want to refi my mortgage... Anyway... TU: 670 EX: 666 EQ: 577 So my mid score is 666 right?!? I think that TU and EX are higher since my mortgage dropped off of those - had rolling 30's until 12/02. Anyway, How to go about this? I'm thinking tomorrow morning I'll call two different brokers and send them my report to look over (without pulling a hard) to see what they can get me. I was also going to call IndyMac to do the same since they sent me a preapproval. Any other suggestions? Should I call them right in a row, or wait for each to get back to me first? Also - what kinda rate can I get with this? I'm hoping to be sub 6, but I do have some lates within the last 12 months - and alot before that. Later!
Jst noticed this... TU and EX are listed as: FICO-Scored Experian Credit Profile but EQ is listed as: Score Power Report So, I'm guessing the broker pulled EQ will have a different score? I guess that's good since it's my lowest right now though... down won't matter & up can only help?