Woo-hoo! Just might be there!

Discussion in 'Credit Talk' started by e557373, Jul 23, 2003.

  1. e557373

    e557373 Well-Known Member

    Hi all,

    Just ordered my myfico triple report... I was at 620 on ProvacyGuard and 10 on WorthKnowing.

    I want to refi my mortgage...

    Anyway...
    TU: 670
    EX: 666
    EQ: 577

    So my mid score is 666 right?!? I think that TU and EX are higher since my mortgage dropped off of those - had rolling 30's until 12/02.

    Anyway, How to go about this? I'm thinking tomorrow morning I'll call two different brokers and send them my report to look over (without pulling a hard) to see what they can get me. I was also going to call IndyMac to do the same since they sent me a preapproval.

    Any other suggestions? Should I call them right in a row, or wait for each to get back to me first?

    Also - what kinda rate can I get with this? I'm hoping to be sub 6, but I do have some lates within the last 12 months - and alot before that.

    Later!
     
  2. e557373

    e557373 Well-Known Member

    Jst noticed this...

    TU and EX are listed as:
    FICO-Scored Experian Credit Profile

    but EQ is listed as:
    Score Power Report

    So, I'm guessing the broker pulled EQ will have a different score?

    I guess that's good since it's my lowest right now though... down won't matter & up can only help?
     

Share This Page