HEHE That call I got was for a stale phone bill. It was not paid in 94. But check this out. When he called back I purposly let my machine get it, then answered. The guy told me that they were going to sue and I polietly told him he was passed the SOL. He said RIGHT ON MY MACHINE..."Look *bleep* I will get this money out of you, ever heard of re-aging" and hung up. LAWSUIT HERE I COME.
Way to go!!! I'm thinking of getting rid of my voicemail and going back to an answering machine now. Bobbi
I am going to. I took the tape out and stuck it in my box. It is all there and I did not break any lawsa because the machine started first right?
Who cares? They are trying to collect a stale debt. That already violates the FDCPA. They knew the machine clicked on, they didn't hear you shut it off, so I say SCREW THE F****RS!!!!!!!!!
It could have not gotten any better then that. He said Mrs. Ohnostuck I said yes he identified himself and whammmm hehehehe
Great what state are you in? This is excellent!!!!! First negotiate with the manager. Then release the tape to the FTC, State Attorney General's Office, Consumer Advocates, the original collector, and file a small claims SUIT Outstanding 1 for the Creditneters
I totally agree! Wait a week and see if they re-age the account. If they do, not only do you have proof of the threat (which in and of itself is extortion, a clear violation of the FDCPA, and worthy of a suit) but you will have evidence that the CA willfully altered your report to get you to pay...I think that is evidence of creating fraudulent documents for the purpose of extortion and may be criminal. GO Get em! -Peace, Dave
anyone know of a reliable place to get a deivce to hook to the phone to record calls? I've decided not to use vincent wagner and to do this myself. I want to be prepared!!!
Why go through the trouble??? Make a copy of the tape, send a letter CRRR to the CA along with the copy of the tape asking for 2 things: 1) Confirmation of the date of the collection (So that you'll have the SOL as proof) 2) A check in the amount of $1,000 End the letter: "If I do not receive both items, be prepared to go to court for a much larger lawsuit amount." Give them 30 days to respond while sitting back thinking of how to spend your $1,000 Just my opinion of how to handle it... GT
I have a question on your opinion. 1. You say "If I do not receive both items, be prepared to goto court for a much larger lawsuit amount"? How is this possible? They are guilty of a threat, and violations of the FCDPA. But if you take the time to read the entire act, you will see that they are only punishable for a fine of up to $1000 per violation. In most civil trials, this may seem to be one violation, so i dont understand how they would be able to be sued for a "much larger lawsuit". Also the issue of damages. Some, if not all courts are making the consumer show damages related to the act in question. Yes, if you factor in the time, lawyers expenses, and court cost, they will indeed lose more.
I think that I will just sit and ponder what I should do next. Bad news also comes tonight. While I was at the store NCO called and of course he whips them our checking account numbers....WE DO NOT OWE THEM. We were slammed and to top it NCO got their CRRR letter 2 weeks ago ALONG with the letter from AT&T that stated the account needs to be turned back over to them because we were slammed. What in the heck is with me and phone companies today anyway. Man I could just kill my hubby. To bad he is so cute.
Please sue the hell out of them for all of us that have been cursed at and didn't know that we could sue. Man.... I hope you own the company after the suit. Please follow up and sue them, don't let that die.
I purchased a micro-recorder for about $30 at target, and a microphone suction cup/piece for $5 at radioshack. Just connect the microphone piece to the back of your receiver.
I got a device like this one (not this exact one) and used it for a while...not sure where it is now but you can search the web for devices like this that will take the hassle out of recording (which phone did you answer...did you start the recorder..etc) http://www.spycompany.com/teletap.htm -Peace, Dave
Ohno, I think you should hire an attorney. I sued a ca for something similar, and I received MUCH more than $1000. We settled out of court, and they paid off my debt.
