I'm a newbie (learning the verbage lol) Was trying to read the links, but not sure how to start cleaning cr. are there any good books anyone recommends? I just converted from ch 7-13. 7 was in 12-2003 so not sure if i am supposed to wait for the discharge, or can I start now. I read on one advertisement for a book that you can delete a bk-i'm pretty sure that's not true? If ca were discharged does it any good to dispute the lates? Collection shows that I have no idea what it is.?: Any help?? thanks
