World MasterCard cardholders enjoy the luxury of no pre-set spending limit*. Earn travel reward points on any airline without blackouts**, plus worldwide concierge service. Find out about the following special features: MasterCard Exclusives Onlineâ?¢ ATM Locator Automatic Bill Payment Zero Liability Take advantage of the following benefits: Cash Advance - Look for the Cirrus® Logo Emergency Services Purchase Assurance Extended Warranty MasterRental Insurance Coverage No pre-set spending limit Travel Rewards Worldwide Customer Service Worldwide Acceptance Special Services  * No pre-set spending limit Authorization of individual transactions by World MasterCard cardholders depends on a variety of factors including account history, spending patterns, and payment experiences. The amount of outstanding balances that a cardholder can carry and pay over time is determined by the issuing bank. ** Rewards program with no black-out dates: Certain conditions and restrictions apply. Member programs may c Visa Signature: Visa Signature's services are available to you whenever and wherever you travel or shopâ??24 hours a day, 365 days a year. You'll enjoy superior customer service, and unique benefits. Benefits Please call your issuing financial institution directly to verify the specific benefits included with your Visa card. Airport Parking Guarantee Auto Rental Insurance Concierge Service Dining Privileges Emergency Card & Cash Lost Luggage Insurance Lost/Stolen Card Reporting Preferred Travel Program Purchase Security Roadside Dispatch Travel & Emergency Assistance Travel Accident Insurance Visa Rewards Program Warranty Manager Year-End Summary Statement Airport Parking Guarantee* To make the most of your valuable time, Visa Signature cardholders are guaranteed airport parking space at more than 40 Thrifty Car Rentalparking facilities across the country, and valet parking is available at many locations. Auto Rental Insurance* Enjoy 24-hour coverage for damage due to collision or theft up to the actual cash value of most rental vehicles, at no additional cost to you. Visa Signature Auto Rental Insurance reimburses you for the repair or replacement of covered losses to your rental vehicle when certain terms and conditions are met. Concierge Service* As a Visa Signature cardholder, you can enjoy personalized assistance with travel and entertainment needs along with a wealth of information on world-class travel destinations and accommodations. Dining Privileges Use your Visa Signature card and enjoy online access to tables at popular local restaurants. Make quick and easy reservations during peak hours â?? with no fees or service charges. Learn more about Visa Signature Dining Privileges. Emergency Card & Cash* Experience peace of mind 24 hours a day, seven days a week knowing that Visa has you covered through Visa Emergency Card & Cash. Lost Luggage Insurance* Simply purchase your travel tickets with your Visa Signature card, and you'll be covered in the event a common carrier loses your checked or carry-on luggage. Lost/Stolen Card Reporting* Enjoy peace of mind knowing that if your Visa card is lost or stolen, assistance is only a phone call away through Visa's Lost/Stolen Card Reporting service. Preferred Travel Program* Enjoy room upgrades and rental car privileges when you use your Visa Signature card at some of the world's finest hotels and rental car agencies. Purchase Security* Relax knowing that virtually anything you buy with your Visa Signature card is protected in case of theft or damage through Visa's Purchase Security. Roadside Dispatch* Should you need emergency roadside assistance, towing, or other minor repairs, Visa Roadside Dispatch provides a 24-hour, toll-free referral dispatch network. Travel & Emergency Assistance* A wide range of Visa Signature emergency services is available whenever and wherever you need them, 24 hours a day, 365 days a year. Services include medical and legal referrals, valuable document delivery arrangements, and emergency ticket replacement. Travel Accident Insurance* Each time you use your Visa Signature card to purchase an entire travel ticket, the Travel Accident Insurance Program provides you with $1,000,000 in Automatic Common Carrier Accidental Death & Dismemberment coverage. If you purchased your tickets before leaving for the terminal, you'll also be covered while traveling to and from the terminal-whether by taxi, bus, train, airport limousine, or other land common carrier. Visa Rewards Program* As a Visa Signature cardholder, you'll earn one point for each dollar you spend using your Visa Signature card. You can redeem accumulated points for air travel, vacation packages, hotel stay or car rentals. Warranty Manager* Simply purchase an item entirely on your covered Visa Signature card and Visa will double the manufacturer's written U.S. repair warranty up to one year on warranties of three years or less. Plus, register your purchases and Visa will keep track of your warranty information so you don't have to. Also available is the option for cardholders to purchase low-cost extended service agreements with Visa Performance Guarantee for coverage beyond the coverage provided by Visa. To take advantage of this service, register your purchases today with Visa's Warranty Manager. Year-End Summary Statement* Receive a detailed summary of Visa Signature spending during the year for convenient budget analysis and tax planning. â? Individual transactions are authorized by card Issuers based on factors such as account history, credit record, and payment resources. Card Issuers preset upper limits for revolving balances and cash advances. *Certain restrictions, limitations and exclusions apply. See Detailed Benefits for complete details.
Thanks, Ron. Looks like it's tough to say which is the better card because some specific benefits are unique to one particular card. Anyone know of a World MC with no annual fee ?
steve, Visa Signature Card and World MC has similar benefits such no pre-set spending limit. Hilton Honors Visa Signatiure Card has no annual fee and I don't know any World MC has no annual fee. Ron.
I just renewed my NWA Club last month so I received an earn 5000 miles appy of WorldPerks Visa Card mailer today. Directly off the app.. WorldPerks Visa Classic Annual Income of $15,000 required. C/L up to $5,000 WorldPerk Visa Gold Annual Income of $30,000 required. C/L up to $25,000 WorldPerks Visa Signature Annual Income of $90,000 required. I got offered 14.75% Penalty APR 18.9% $2.50 per month if a voluntarily closed account carries a balance. But as God is my witness I will not apply for credit in 2002. So in the to be filed folder this goes.
