Worldperks Signature VISA

Discussion in 'Credit Talk' started by martig4, Dec 2, 2003.

  1. martig4

    martig4 Well-Known Member

    Does anyone have the "no preset spending limit" Worldperks Signature VISA?

    I was just approved for one and when I called US Bank (don't have the cards yet), they told me there is a "revolving line" with a credit limit.

    Does anyone have this card and know if its truly "no preset limit" or if it indeed does have a traditional VISA revolving credit limit?
     
  2. Mirage

    Mirage Well-Known Member

    dogman has one. I have the Chase and Bank One version.

    As far as the CL is concern, you have a fixed CL and if you go above that the charge will/can be approved. When the bill comes, you have to pay the amount over your CL plus whatever the min is for the revolving part.

    In short you have over the limit protection.

    Congrats!

    Best regards,
    Mirage
     
  3. dogman

    dogman Well-Known Member

    Hey mirage - I was smiling when I saw you had decided you needed the CHASE WORLD MC! I love it!

    martig - yes I got the SIGNATURE VISA - mine was an $8K revolve/cash limit - with no limit over that.
    When you get the literature, it tells you a couple of times that if you are going to do any major purchases or travel - to please call them first. It also says that approvals may require some type of income docs.

    I have only used it twice - in a month I might add - when my A4 has again needed to go to the shop.
    Hmmmm - but AVIS gives you an upgrade if you use SIGNATURE.

    CONCIERGE Service - I called them, they asked my card #, then I asked them for a preferred Signature rate on a room - they came back with the same rate I was seeing online....

    BUT - I dig it - you cannot BT to this card for some reason - you are able to BT withe CHASE WORLD.

    aarrff - dogman
     
  4. NumbSkull

    NumbSkull Well-Known Member

    I just got an online approval from US Bank Visa Plat...guess they pulled TU..Thanks Dog Man....how long does it take for them to verify everything? It said approved online..
     
  5. dogman

    dogman Well-Known Member

    FANTASTIC NumbSkull - you are approved now. You passed NS! You got it. About two weeks to get it.

    I am thrilled for you - you got it due to your efforts.
    IF you had not fixed credit, you wouldn't have that USB Platinum Visa now :)

    aarrff - dogman
     
  6. Mirage

    Mirage Well-Known Member

    I got mine US Bank Plat in about 7 working days.

    Best regards,
    Mirage
     
  7. Mirage

    Mirage Well-Known Member

    dogman, how ya doing? Yup, you and Niceguy played a large part of what cards I applied for. The first 7 cc that I applied were approved.

    Amex Green
    Amex Blue
    BofA Plt
    US Bank Plt
    Chase World MC
    MBNA Plat Plus
    Bank One Mileage Plus Signature

    Keep in touch.

    Best regards,
    Mirage
     

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