Last month I applied for a next card, they pulled TU which was 613 at the time, and I couldn't even get approved for their worst card. When I applied I had disputes in progress, the disputes just came back and my score is now a 642. Do you all think it is worth calling them to see what they will do now? Or do you think that I most likely still won't get approved and I'll get hit with another hard inquiry anyway?
Who knows??? My account is 9.99% fixed no BT fee...F.I.C.O. 685-698. Wife's account is 9.99% for 3 months..."GO-TO" 18.99% with $50.00/BT...F.I.C.O. 725-741. NEXT CARD DOES FUNNY THINGS. I (she) asked for the $100.00 BT fee returned and the interest rate be put at the advertised 9.99% fixed rate with NO BT fee...THEY SAID NO!!! IT IS PAID OFF AND IN THE SOCK DRAWER WITH DISCOVERCARD WHO WON'T RAISE THE CREDIT LIMIT WITH-OUT AN INQUIRY...