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Discussion in 'Credit Talk' started by phxbbw6ft1, Nov 6, 2001.
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Sure they're worth disputing. Some people feel that if you dispute an item really close to the time when it would come off your report anyway, the CRA might just delete it right away.
Btw. I think they will come off in 6/03 not 6/02.
yes. especially if it's on Experian.
I'm finding old derogs within tradelines hurt more than they should on Exp because they look more like current issues.
Also, a cleaner file always helps. Dispute in a few weeks so it hits over the holidays. Once the dispute finishes, if they verify, ask for a procedural description. If you get sent nothing you have grounds for removal based on FCRA violations.