When I pull a worth knowing report, what actual CRA is that? Or is it any of them? Also if my score is 56, how does that rate. NO negatives, no collections, no lates at all, kinda wondering why it's only 56? I have the oldest thing is 1994 and there is NOT one single late thing or collection on the whole report. Thanks for any help
transunion is the credit breau they use. i would say you have an actual score of 680 to 690 points,this is what 56 points indicates.
I really don't think you can go by the WN score personally. When you received your score what were the recommendations?? This may explain the score. But I wouldn't base WN score on your real score. Example my true score was 562, WN gave me a five, my hubby's true score was 660 his WN was a 32, ny friend's true score was 650 her WN score was 5 as well. So I don't believe you can really try to compare with that site.
