worthknowing and TU

Discussion in 'Credit Talk' started by Lonergr66, Nov 5, 2001.

  1. Lonergr66

    Lonergr66 Well-Known Member

    What is the difference?? I thought I heard (read) someone say that lenders don't look at TU's score. Do they rely on Worthknowing?? Seee Ya 650, come on 700.
     
  2. cjd

    cjd Active Member

    When you get a credit report from TU you can ask for your score. However, that score is not a FICO score and is not used by lenders.

    On the other hand, lenders do use FICO scores generated from TUs credit file.

    worthknowing generates their worthless number based on TUs credit file, but it's their own scoring system.

    In summary, there are at least 3 numbers you could call your transunion credit score. The only one you really care about is the only one you don't have direct access to.

    CJD
     
  3. Lonergr66

    Lonergr66 Well-Known Member

    So which not worthknowing score is closest to FICO? TU or worthknowing? thanks
     
  4. GEORGE

    GEORGE Well-Known Member

    NOT~WORTHKNOWING is NOT F.I.C.O. and has NOTHING to do with F.I.C.O.
    NOT~WORTHKNOWING IS 1-100
    EQUIFAX F.I.C.O. is 350-850 (I think)
    TRANSUNION (NOT F.I.C.O.) goes 150-934
     
  5. GEORGE

    GEORGE Well-Known Member

    CORRECTION...EQUIFAX 300-850

    Wife balance ~$31,000 less (including mortgage) 3 LESS NOT~WORTHKNOWING POINTS...
     

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