Steven Come On!!! Steven, I usually agree with your postings but come on dude what have you been smoking tonight? First off worthnothing.com is I believe having some teething pain right now, and I am sure they will be aware of this problem of low scores soon. As for sub prime offers, they DO NOT rate you in any way they only take your TU Report and let you see it. Then if YOU WISH they will match you to an issuer that should accept you based on your TU Report! Let's give credit to them for being a far cry from those rip off's that plaster banner ads offering a free credit report only to take a credit card number, make you wait 30 days for secret codes, and bill you $50.00 year after year for some credit notification crap!