I know we should look at worthknowing.com simply as a free report and nothing more, but I thought I would share this with you. In verifying me as me, it asked me about my auto and mortgage loan. However, when the actual report showed up, it did not include my mortgage loan. Thanks to the people who shared the trick to keep accessing new reports each time you look. I know you should not access you credit every day, but it was nice to look at within 60 days for free. Did we ever figure out if worthknowing was a hard or soft inquiry. Mike G.