Hello All, I know we should look at worthknowing.com simply as a free report and nothing more, but I thought I would share this with you. In verifying me as me, it asked me about my auto and mortgage loan. However, when the actual report showed up, it did not include my mortgage loan. Thanks to the people who shared the trick to keep accessing new reports each time you look. I know you should not access you credit every day, but it was nice to look at within 60 days for free. Did we ever figure out if worthknowing was a hard or soft inquiry. Mike G.
Re: Worthknowing Soft/hard Inq It's a *Soft* inquiry. Believe me, my FICO score would be in the gutter (like it's already not!) if it was a hard inquiry. I check Worthknowing every 30 days just to see what's up. On my last Trans Union report, Worthknowing was listed about 8 times!!! :-D
Re: Worthknowing Soft/hard Inq I have been patiently waiting the 90 days to view my report again. Please share the "trick" one more time
Re: Worthknowing Soft/hard Inq SIGN IN...NEXT PAGE POPS UP... LEFT SIDE BLUE BOX SAYS SOMETHING LIKE 90 DAYS...PRESS HERE TO "REFRESH" (AT BOTTOM OF BLUE BOX)
What trick is that? I thought the trick was to delete your profile entirely from their system and then the next time you want to view your report, sign up all over again?????
HERES HOW... SISN ON GO TO TOP WHERE IT SAYS MY ACCOUNT (ABOVE GREEN) CLICK MY ACCOUNT COPY INFO EXACTLY OR PRINT IT ON THE PRINTER BOTTOM OF PAGE SAYS "DELETE MY ACCOUNT"..PRESS IT YOUR ACCOUNT IS GONE GO BACK TO MAIN SIGN ON PAGE PUSH NEW ACCOUNT BUTTON RE-TYPE ALL ANSWERS EXACTLY (YOU CAN DO THIS THE FIRST WEEK OF THE MONTH, EVERY MONTH IF YOU HAVE THE TIME)
Re: HERES HOW... MOST OF THE DATES SHOW XX/01/XX (THEY REDUE IT ON THE FIRST)... DON'T WASTE YOUR TIME AFTER THE FIRST WEEK. WHY GET OLD INFO ON THE 25th...JUST WAIT TILL THE NEXT MONTH.
WENT FROM 21 down to 5???? When I pulled my report from Worthknowing5 months ago,w/ only one positive trade w/ Macy's and a "paid" judgement. My score was 21. Now 5 months later,with judgement removed and 4 more positive trades,all up-to-date,no over-limits,perfect pay on all 4,my score went down to a 5.What's the deal and how did this happen?
Re: WENT FROM 21 down to 5???? River a few months back WK put in new software to give the scores. I emailed them and they told me that, I told them it was very inaccurate, I went from a 32 to a 15, nothing changed at all, only balances went down. They really had no explanation but stated they were getting several complaints but apparently they don't seem to care.
Re: WENT FROM 21 down to 5???? HOW WOULD YOU LIKE TO BE ME??? 100 56 59 53 I OWE LESS $$$ AT 53 THEN WHEN I GOT THE 100...NOBODY SAID IT WAS ACCURATE... A.K.A. NOT~WORTHKNOWING.
Didn't work I tried to "trick" a few minutes ago to get another report for my husband and as soon as I hit next for the second page to fill in they came up with a note that said...Your SSN is on file as having received a report within the last 90 days. Come back at that time or something. I think they fixed the qlitch that people were using to view more freqently. I did just as George listed. I deleted the account and type in just as before. Just thought you might like to know. Judy
Re: Didn't work IF THEY "FIX IT SO YOU CAN ONLY DO IT EVERY 90 DAYS, then you will just have to wait 90 days. It's free, and it is not that accurate any way...
