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Discussion in 'Credit Talk' started by LKH, Mar 15, 2001.
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WorthNothing is good only to check whats on your TU C.R.
forget the scoring system it's a joke that rewards the people with little or no credit over those with long established credit!
Take your shoe size and multiply it by 7. This will provide a better assessment of your credit situation than WorthKnowing.
Saar you crack me up Wow my score would be a 70, I have big feet as you can see LOL
I would have to agree that Worthknowing is, at best, worthless. I have no delinq. accounts, no collection accounts...all paid as agreed (30 accounts ranging from revolving to installment) and Worthknowing gave me a 5. Recently, I was able to find out my credit score when I went to Bank of America regarding an auto loan...my actual score is 720....clearly Worthknowing doesn't know their ass from a hole in the wall.
Worthknowing is also on my TU report 7 times for INQUIRIES!! WTF is up with that?? Now I gotta get rid of those.. but I will work on those after I do the more important stuff first..
I wouldn't worry about WK showing up in your inquiry list. They probably are coded as "disclosure" so that no one sees them but you. They are not a lender so it must be coded in some way so that only you see it and it's not included in your score. Call the CRA just to make sure that's true, just in case it's not clear on your credit report.
CHECK MINE OUT...OLDEST CREDIT CARD 1978
JUST "TOO MUCH AVAILABLE CREDIT"
53 (I OWE LESS NOW THEN WHEN I GOT THE 100)