I am trying to pull my WK report and it is telling me that I got my free one within last 90 days, I need to pay $5 for this one. Seems like others have gotten daily pulls here, what am I doing wrong?
You have to delete your account when you finish pulling the report, then set up a new account each time.
Remember wk bumpage can lead to real messes as far as your TU report goes. Kind of the russian roulette of the CR world!
Just wondering why not so many seem interested in doing the Privacy Guard 3mos for $1 thing? We are using it and like it a lot: all 3 side by side is nice.
what's the site for privacy guard? is there a score with it? Is it accurate? Who has the most accurate score between the three and are the correct with the online pulls? Thanks
Privacyguard.com is the site. They offer unlimited tri-merge CRs (one per 24 hour period). They have a 3 month trial for $1 going on right now- it's somewhere around $50 for the rest of the year I believe? The scores are NOT accurate. They give you the Equifax one for free with your report but it's an extra $10 for the other two- save your money. I like it because I can see the status of my investigations with Equifax and TU. I had the "creditwatch" service through them but decided $70 a year was too much for 4 reports. So, before I waste the $12.95 pulling an EQ or TU report from their site, I go to PG first to make sure the investigation has been completed. The only truly accurate score, IMO, is the FICO scores you can purchase directly from TU and EQ.
I tried Privacy Guard and was pissed because they pulled hard inquiries on all three credit reports. I dont' need the extra hards hurting my score.
I have PG and I've like it ALOT. How do the scores vary, I didn't know they where unaccurate, is there a general rule to how far they're off (IE: typically high 10-20 points, etc.) ? PG has never pulled a single hard on mine, anyone else have that? I've been using is for 2 months and always soft.
