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Discussion in 'Credit Talk' started by Zaphod, Aug 28, 2001.
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Fortunately, it is a joke...alot of folks get a 5. Their scoring system is on the "pin the tail on the scale" model. Someone recently posted that it may be a conspiracy, since worthknowing also sells advertising space for loans and CC's and they may get kickbacks to artificially lower your score making you apply for the credit in your "artificially lower range".
I have accomplished a lot on my TU report...the biggest being getting a judgment deleted. My score the first time I pulled Worthknowing was a 5. TO THIS DAY (although there have been several developments on my TU report) my score is STILL 5!
So there are others with a "5"!! Not to make light of it, because it's a serious problem, but there must be a common denominator here. Everyone with a 5 on "Worthnothing".com please stand up.
I thought I was in trouble with a 15!!! My EX and EQ are both over 700. I still can't get TU to send me my score.
Something is surely amiss.
My score has doubled on worthknowing.com
I'm now a 10! That's with just one negative file. I think they pay their bills by promotion sub-prime credit cards.
Used to score 72 - 73 -74 on old scoring system, then they did their great upgrade and started scoring a 5 that went to 10. Now at a whopping 20. Must have been good enough for an instant at US Bank who pulled Trans Union. Received an instant 5K decision.
Standing!!!! I have a 5 too! I thought dang why is my TU score so high and this thing is low...ha ha
5 here too, I honestly don't take the worthknowing score seriously. I just like to pull a updated tu report via worthknowing every week.
I also have a 5.. w/ an average TU score..
My score was 5 too...lol.
You know what else is a joke! My spelling! I just realized I spelled Worthknowing incorrect! Please forgive my stupidity, I'm really smrt....I mean smart...
---> Zaphod ;')
Their site says Free!, but is this one of the places you have to enter your credit card number, and then cancel later? Thanks....
No credit cards...
TOTALLY FREE for what it is worth...
Unless you "refresh" your credit score....
For $29.95, I'll tell you the "BACK DOOR" way...
$5.00 deal is just pure profit for them...
5 here too!
Delete your account and then reregister.