pre-approval in the mail: 11.99%, 12 month 0% BT Providian Platinum. Not going to take it... I'm tired of Providian, but it is still worlds better than previous offers I've received from them (like 19.99%, no BTs).
fico right now is way down from where it has been, all reports b/w 610 and 650 which is why I'm surprised to get this offer now. Nevertheless... it is already in the trash.