Wow, my 1st retail card (Lerners)!

Discussion in 'Credit Talk' started by SD, Nov 23, 2001.

  1. SD

    SD Well-Known Member

    Hi everyone,

    On Wednesday, I was approved for a Lerner's (NY& Co.) card!! I really wasn't going to apply since I usually get denied for these retail cards, but a friend of mine that happened to work there said it won't hurt to try (little does she know), so I went for it.

    To my surprise, I was approved for $500!! She said that was great because a lot of people usually get around $250 to start.

    I hope this improves my FICO some. the last time I checked Equifax, my score was in the very low 600's. Bet they pulled my Experian report since that's my cleanest report. Actually all my reports are clean, but I just had a ton of inquiries removed from Experian.

    Does anyone know if World Financial Network National Bank reports??
     
  2. roni

    roni Well-Known Member

    Congratulations, SD. Yes, they do report. I have my Victoria's Secret card through them. I wanted the lerner card also.
     
  3. SD

    SD Well-Known Member

    Thanks Roni!
    I thought about getting the Victoria's Secret card because I like what they offer in their catalog, but when I go into the stores to try on their bras, they just don't seem to fit right on me...
    Maybe I'm expecting too much to look like the models?? haha
     

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